THE APPLICATION
Seven short steps
Your funding, your assets, your business, turnover and repayments, people and ownership, contact details, then review and submit.
Start the asset finance enquiryFinance from assets you own.
Sell a business asset to Capitrel and hire purchase it back over 12–36 months. You keep using it in your business throughout the agreement.
Apply in 5 minutesNo documents needed for this initial enquiry.
You keep using it
Agreement12–36 months
Examples of equipment you can apply with
See what we need to know- CateringEspresso machines
- MachineryWorkshop lathes
- VehiclesPanel vans
- CateringCombi ovens
- MachineryMilling machines
- ToolsCompressors
- CateringDough mixers
- VehiclesTrailers
- MachineryTable saws
- CateringPizza ovens
- ToolsWelders
- VehiclesPickup trucks
- MachineryCNC routers
- CateringRefrigeration
- OtherPrinting equipment
- ToolsFloor sanders
Examples only. We assess each asset individually before making an offer.
What assets can I use?
We assess each asset individually. These examples help you describe what you own.
MACHINERY & TOOLSWorkshop machinery
Workshop machinery
and commercial tools.
Tell us the make, model, age and condition of equipment your business owns. Include an estimated value and details of any outstanding finance.
Apply using machinery or toolsEligibility and the amount offered depend on asset valuation and our assessment of your business.
How sale and hire purchase back works
The asset stays with your business. Legal ownership changes during the agreement.
- 1
Sell your asset to Capitrel.
We agree a value and buy an eligible asset from your business. The agreed funds are paid to your business.
- 2
Make the agreed payments.
Continue using the asset under hire purchase over 12–36 months. Capitrel owns it during the agreement.
- 3
Regain ownership.
Ownership returns to your business after all payments and any final purchase conditions have been met.
- Funding
- £1,000–£10,000
- Agreement
- 12–36 months
- To apply
- About 5 minutes
The asset may be repossessed if you do not keep up repayments. Review all costs and conditions before accepting an agreement.
Start your applicationA five-minute application,
saved as you go
Apply nowSAVED AS YOU GO
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NO COMMITMENT
An enquiry, not an agreement
This form does not run a credit check or commit you to an agreement. No documents needed for this initial enquiry.
What do I need to get started?
Your asset details, business information, latest turnover figures and details of its owners, directors or partners. With these ready, the initial application takes around five minutes. Additional assets or complex ownership can take longer.
How much can I apply for?
Request £1,000–£10,000 over 12–36 months. The amount offered depends on the asset’s valuation and our assessment of your business. Applying does not guarantee an offer.
Can I keep using my asset?
Yes. Under sale and hire purchase back, the asset stays in your business while you make the agreed payments and meet the agreement’s conditions. Capitrel owns it until all payments and any final purchase conditions are met.
What will the finance cost?
Your individual offer will set out repayments, interest, fees, any final payment and the total payable. Review these before accepting. This website does not provide a repayment quote.
What if there is finance outstanding?
Tell us in your application. We need to establish ownership and any existing lender’s interest before an asset can be purchased. An asset with outstanding finance is not automatically eligible.
What happens after I apply?
We review your application and contact you about your business and assets. We may request proof of ownership and further information. This form does not run a credit check or commit you to an agreement.
Apply for asset finance.
Have your asset details, business information and latest turnover figures ready.
Start your application